Funeral & Inheritance Tax Planning

Funeral & Inheritance Tax Planning

Most of us prefer not to think about what happens after we pass away, but taking care of our loved ones by making sure they don't face considerable financial costs at a time of loss is a thoughtful act.

Here at Vita we are authorised to provide advice and make recommendations for you - so please get in touch so we can discuss your options and present you with a free Report, detailing advice and quotations for you to consider.

Call us on 0800 988 36 37 - or get a quote. In the meantime we've put together a summary and some further reading for you:

Whole of Life Cover

This policy type has no end date and is used for many reasons including: to leave a guaranteed sum of money to cover an Inheritance Tax bill, pay for funeral expenses, or simply leave a nest-egg for loved ones.

Over 50s Life Cover (Guaranteed Acceptance)

Also a form of 'Whole of Life Cover', typically better value for people with pre-existing medical conditions. It's a quick and simple way of arranging Life Cover without any medical questions, helping to cover funeral costs, unpaid bills or leave a legacy for loved one.

Gift Inter Vivos

A special type of Life Insurance, designed specifically to match the Inheritance Tax (IHT) liability on gifts you make that HMRC could consider a Potentially Exempt Transfer (PET).

Did you know


of all Whole of Life Cover claims were paid in 2020
(ABI report)

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