Income Protection

Income Protection

Receive a monthly benefit if you're signed off as unable to work for any reason physically or mental health conditions such as anxiety or depression.
Most people are happy to insure their cars, their homes, and the things they have in them such as TVs, laptops, etc. They'll also happily insure their pets. But they often forget to insure the thing that pays for everything — which is their income.

Without an income, how else would you afford monthly outgoings like the mortgage payment, pension provision, parenting or educational costs plus every other living expense?

1 million workers are off sick for more than a month, every year.*
Income Protection is designed to pay you a monthly non-taxable benefit in the event that you cannot work due to an accident, illness, sickness or injury. In fact, insurers will pay the claim if you are unable to do your own occupation for any reason physically or mentally - there isn't a list of conditions.

This type of policy is very comprehensive, covering any health conditions ranging from cancer and heart disease, to depression and backache.

  • Protect your income and maintain your lifestyle financially.
  • Unnecessary worry is avoided at a difficult time.
  • Long and short-term options available to fit your budget.
  • Include Unemployment Cover in case of redundancy.

The respected consumer champion, Which? states: 'The one protection policy every working adult in the UK should consider is the very one most of us don't have - income protection.'

At a time when you don't receive the regular earnings that you enjoy today, the policy will help ensure that a prolonged period away from work doesn't cause financial hardship for you and your family.

*Source: Department of Work & Pensions (Employment Publication) - click here to learn more.

The average claim lasts almost

6 Years

How would you cope without Income Protection?

FREE Expert Advice Contact one of our friendly Advisers on 0800 988 3637

The Details

Frequently Asked Questions